Privacy Notice

Gramm-Leach-Bliley Act (GLBA) Privacy Notice

Last Updated: March 9, 2026

FACTS: What does the creditor do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What We Collect

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number (SSN)
Income and employment information
Credit history and credit scores
Account balances and payment history
Contact information (address, phone, email)

When you are no longer our customer, we continue to protect your information as described in this notice.

How We Collect Your Information

We collect your personal information when you:

Submit a credit application through our platform
Provide documents for identity and income verification
Give us your contact information

We may also collect information from:

Consumer reporting agencies (with your authorization)
Employers (for employment verification, with your authorization)

How We Share Your Information

Reasons we can share your personal information	Do we share?	Can you limit?
For our everyday business purposes — such as to process your application, maintain your account, or respond to court orders and legal investigations	Yes	No
For our marketing purposes — to offer our products and services to you	No	N/A
For joint marketing with other financial companies	No	N/A
For our affiliates' everyday business purposes — information about your transactions and experiences	No	N/A
For our affiliates' everyday business purposes — information about your creditworthiness	No	N/A
For our affiliates to market to you	No	N/A
For nonaffiliates to market to you	No	N/A

How We Protect Your Information

To protect your personal information from unauthorized access and use, we use security measures that include:

AES-256-GCM authenticated encryption for sensitive data (SSN, phone numbers)
TLS 1.2+ encryption for all data in transit
Role-based access controls with multi-factor authentication for administrators
Audit logging of all access to sensitive personal information
Server-side encryption for all stored documents
Secure cloud infrastructure with continuous monitoring

Definitions

Affiliates: Companies related by common ownership or control. We do not share with affiliates for marketing purposes.
Nonaffiliates: Companies not related by common ownership or control. We do not share with nonaffiliates for marketing purposes.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We do not engage in joint marketing.

Questions?

View our full Privacy Policy | Terms of Service